5

¥«¥Æ¥´¥ê:
¤ª¤Ï¤è¤¦¤´¤¶¤¤¤Þ¤¹¡¢¥¢¥­¥Ð¤Ç¤¹¡£


°ìºòÆü¤ÏÆüÈæë¤Î¤è¤ß¤¦¤ê¥Û¡¼¥ë¤Ç¡¢¥á¥ó¥¿¥ë¥»¥é¥Ô¥¹¥È¤Î¹Â¸ý¹Ì»ùÀèÀ¸¤ä¡¢ÀÇÍý»Î¤Î¸«ÅļÀèÀ¸¤¬¹Ö»Õ¤ò̳¤á¤ë¡ÔÌÕƳ¸¤¥Á¥ã¥ê¥Æ¥£¡¼¥»¥ß¥Ê¡¼¡Õ¤Ë¹Ô¤Ã¤Æ¤­¤Þ¤·¤¿¡£


¤¤¤ä¡Á¡¢¥Á¥ã¥ê¥Æ¥£¡¼¥»¥ß¥Ê¡¼¤È¤Ï¤¤¤¨¡¢³Ê°Â¤Ç¤È¤Æ¤â¤¿¤á¤Ë¤Ê¤ë¤ªÏäò¤ªÄ°¤«¤»¤¤¤¿¤À¤¤¤Á¤ã¤¤¤Þ¤·¤¿¡£

¹Ö»Õ¤ÎÀèÀ¸Êý¡¢¤¢¤ê¤¬¤È¤¦¤´¤¶¤¤¤Þ¤·¤¿¡£


ËÜÆü¤Ï¤³¤ì¤«¤é¡¢Risk and Insuarance Management Society,Inc. NIPPON µÚ¤Ó Association of Risk Management Japan ¤Î2008ǯǯ¼¡Âç²ñ¤Ë¹Ô¤Ã¤Æ¤­¤Þ¤¹¡£



¤µ¤Æ¤µ¤Æ¡¢¥»¥ß¥Ê¡¼¤äRIMS¤È¤ÏľÀÜ´Ø·¸¤¢¤ê¤Þ¤»¤ó¤¬¡¢º£Æü¤Ïºù¤¬ºé¤¯¤«¤ÎÇ¡¤¯ÁÈ¿¥ÎϤò³«²Ö¤µ¤»¤ë¤¿¤á¤ÎÆþ¤ê¸ý¤Ë¤Ê¤ë¡Ø¸òήʬÀÏ¡ÊTransaction Analysis¡Ë¡Ù¤Î¡¢¤½¤Î¤Þ¤¿Æþ¤ê¸ý¤Ç¤¢¤ë¡Ø´ðËÜŪ¹½¤¨¤È¸òήÍͼ°¡Ù¤Ë¤Ä¤¤¤Æ¡¢¤Á¤ç¤³¤Ã¤È¤À¤±¤ªÅÁ¤¨¤·¤Þ¤¹¡£



¾Ü¤·¤¯¤Ï¡Ø½øÎó¤Î²ÁÃʹѡ٤ȵÄÏÀÊü´þ¤Î´¬¤­¤Ç¾Ò²ð¤µ¤»¤Æ¤¤¤¿¤À¤­¤Þ¤·¤¿¡Ô¤¢¤Ê¤¿¤¬±é¤¸¤ë¥²¡¼¥à¤ÈµÓËܡʸòήʬÀϤÇõ¤ë¿´¤Î¤¦¤é¡¦¤ª¤â¤Æ¡Ë¡¦¿ùÅÄÊö¹¯ÀèÀ¸Ãø¡¦¡Ê³ô¡Ë¥Á¡¼¥à°åÎÅȯ¹Ô¡¦1,680±ß¡Õ¤ò¤´Í÷¤¯¤À¤µ¤¤¡£

¤¢¤Ê¤¿¤¬±é¤¸¤ë¥²¡¼¥à¤ÈµÓËÜ¡½¸òήʬÀϤÇõ¤ë¿´¤Î¤¦¤é¡¦¤ª¤â¤Æ




¿Í´Ö¤Ë¤Ï¡¢Âпʹط¸¤Î´ðËÜŪ¤Ê¹½¤¨¤È¤·¤Æ£´¤Ä¤Î¥¿¥¤¥×¤¬¤¢¤ê¤Þ¤¹¡£


­¡¼«Ê¬¤â¾¿Í¤â¥À¥á¤Ç²¿¤Ç¤âÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×

­¢¼«Ê¬¤Ï¾ï¤ËÀµ¤·¤¯¹ÎÄêŪ¤Ëª¤¨¤ë¤¬¡¢Â¾¿Í¤Î¤ä¤ë»ö¤ä¹Í¤¨¤ÏÀµ¤·¤¯¤Ê¤¯ÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×

­£Â¾¿Í¤ÏÀµ¤·¤¯¹ÎÄêŪ¤Ëª¤¨¤ë»ö¤¬½ÐÍè¤ë¤¬¡¢¼«Ê¬¤Ï²¿¤ò¤ä¤Ã¤Æ¤â¥À¥á¤À¤ÈÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×

­¤¼«Ê¬¤â¾¿Í¤â¤½¤ì¤¾¤ìÀµ¤·¤¤Â¸ºß¤Ç¤¢¤ê¡¢¹ÎÄêŪ¤«¤ÄÁê¸ß»Ù±çŪ¤Ëª¤¨¤é¤ì¤ë¥¿¥¤¥×




­¡¤Î¼«Ê¬¤â¾¿Í¤â¥À¥á¤Ç²¿¤Ç¤âÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×¤Ï¡¢¿ÍÀ¸¤òÀä˾Ū¤Ëª¤¨¡¢°ú¤­¤³¤â¤êŪ¤ÊÀ­³Ê¤Ç¡¢Â¾¿Í¤È¤Î¸òή¤òµñÀ䤷¤Æ¤·¤Þ¤¤¤Þ¤¹¡£


­¢¤Î¼«Ê¬¤Ï¾ï¤ËÀµ¤·¤¯¹ÎÄêŪ¤Ëª¤¨¤ë¤¬¡¢Â¾¿Í¤Î¤ä¤ë»ö¤ä¹Í¤¨¤ÏÀµ¤·¤¯¤Ê¤¯ÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×¤Ï¡¢»ÙÇÛŪ¤Ç¼ÂÎϼçµÁ¼Ô¤Ç¤¢¤ê¡¢¼«Ê¬¤ÎÍø±×¤ËÌòΩ¤¿¤Ê¤¤¼Ô¤ÏÊ¿µ¤¤ÇÀÚ¤ê¼Î¤Æ¤¿¤ê¡¢µÕ¤ËÁê¼ê¤Ë²¡¤·ÉÕ¤±¤¬¤Þ¤·¤¯¼«Ê¬¤Î¹Í¤¨¤ò¶µ¤¨¹þ¤â¤¦¤È¤·¤¿¤ê¤·¤Þ¤¹¡£

¤Þ¤¿¡¢¼«Ê¬¤Ï¾ï¤ËÀµ¤·¤¤¤È»×¤Ã¤Æ¤¤¤ë¤¿¤á¡¢¼«Ê¬¤ËÅÔ¹ç¤Î°­¤¤»ö¤¬µ¯¤³¤ë¤È¾¿Í¤Î¤»¤¤¤Ë¤·¤¿¤ê¡¢ÀÕǤž²Ç¤ò¤¹¤ë·¹¸þ¤¬¤¢¤ê¤Þ¤¹¡£


­£¤Î¾¿Í¤ÏÀµ¤·¤¯¹ÎÄêŪ¤Ëª¤¨¤ë»ö¤¬½ÐÍè¤ë¤¬¡¢¼«Ê¬¤Ï²¿¤ò¤ä¤Ã¤Æ¤â¥À¥á¤À¤ÈÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×¤Ï¡¢ÎôÅù´¶¤ËǺ¤ó¤À¤êÍÞ¤¦¤Ä¾õÂ֤ˤʤ俤ꤷ¤Þ¤¹¡£

¼«¿®²È¤Î­¢¤Î¥¿¥¤¥×¤Î¿Í¤¬¶ì¼ê¤Ç¤¹¤¬¡¢°Â¿´´¶¤òÆÀ¤¿¤¤¤¬¤¿¤á¤Ë¸¢ÎϼԤò¸«¤Ä¤±¤Æ½¾½ç¤Ë½¾¤¤¤Þ¤¹¡£

½¾½ç¤Ë½¾¤¤¤Þ¤¹¤¬¡¢¸À¤ï¤ì¤¿»ö¤·¤«½ÐÍè¤Ê¤¤²ÄǽÀ­¤¬¹â¤¤¤È¤â¸À¤¨¤Þ¤¹¡£


­¤¤Î¼«Ê¬¤â¾¿Í¤â¤½¤ì¤¾¤ìÀµ¤·¤¤Â¸ºß¤Ç¤¢¤ê¡¢¹ÎÄêŪ¤«¤ÄÁê¸ß»Ù±çŪ¤Ëª¤¨¤é¤ì¤ë¥¿¥¤¥×¤Ï¡¢¿Í´Ö¤Ò¤È¤ê°ì¿Í¤Î¸ºß¤âǽÎϤâǧ¤á¡¢¤ª¸ß¤¤¤ÎÎɤ¤¤È¤³¤í¤òº½Å¤·¤¢¤¤¡¢°­¤¤¤È¤³¤í¤òÊ䤤¤¢¤¦»ö¤¬½ÐÍè¤Þ¤¹¡£



¤³¤Î£´¤Ä¤Î¥¿¥¤¥×¤Ï¡¢¼Â¤Ï£±¤Ä¤Î¥¿¥¤¥×¤Ë¸ÂÄꤵ¤ì¤ë¤Î¤Ç¤Ï¤Ê¤¯¡¢¼«Ê¬¤¬¤ª¤«¤ì¤Æ¤¤¤ë¥·¥Á¥å¥¨¡¼¥·¥ç¥ó¤Ë¤è¤Ã¤ÆÊѲ½¤ò¤·¤Þ¤¹¤Î¤Ç¡¢£´¤Ä¤Î¥Ý¥¸¥·¥ç¥ó¤È¸À¤Ã¤¿Êý¤¬¤ï¤«¤ê¤ä¤¹¤¤¤«¤âÃΤì¤Þ¤»¤ó¡£


¼«Ê¬¤¬¤É¤Î¥Ý¥¸¥·¥ç¥ó¤Ë¤¤¤ë¤Î¤«¤Ï¡¢¥¨¥´¥°¥é¥àÅù¤Î¼«¸ÊʬÀϤdzÎǧ¤¹¤ë»ö¤¬½ÐÍè¤Þ¤¹¡£

¡Ê»ä¤Î¾ì¹ç¤ÏÄó·È¤·¤Æ¤¤¤ë¿´Íý¥«¥¦¥ó¥»¥é¡¼¤Î²ñ¼Ò¤Ë¤ª´ê¤¤¤·¤Æ¤¤¤Þ¤¹¡Ë


º£²ó¡¢¤³¤Î£´¤Ä¤Î¥Ý¥¸¥·¥ç¥ó¤Ë¤Ä¤¤¤Æ¤ªÅÁ¤¨¤·¤¿¤«¤Ã¤¿¤Î¤Ï¡¢¤Þ¤º¡Ö¤³¤¦¤¤¤¦¤â¤Î¤¬¤¢¤ë¤ó¤À¡ª¡×¤Ã¤È¤¤¤¦»ö¤Ëµ¤¤Å¤¤¤Æ¤¤¤¿¤À¤­¤¿¤«¤Ã¤¿¤«¤é¤Ç¤¹¡£


£´¤Ä¤Î¥Ý¥¸¥·¥ç¥ó¤òÃΤ俾å¤Ç¼«Ê¬¤ä¾¿Í¤ò¸«¤ë¤Î¤È¡¢ÃΤé¤Ê¤¤¤Ç¸«¤ë¤Î¤È¤Ç¤Ï¡¢Á´¤¯Å¸³«¤¬°ã¤Ã¤ÆÍè¤ë¤«¤é¤Ç¤¹¡£


ËܳÊŪ¤Ë¥¨¥´¥°¥é¥àÅù¤ò»È¤Ã¤Æ¼«¸ÊʬÀϤ¹¤ë¤Î¤ÏÂçÊѤ«¤âÃΤì¤Þ¤»¤ó¤¬¡¢Ìµ°Õ¼±¥ì¥Ù¥ë¤Ç£´¤Ä¤Î¥Ý¥¸¥·¥ç¥ó¤Î¤¤¤º¤ì¤«¤Ëʬ¤«¤ì¤Æ¤·¤Þ¤¦¤È¤¤¤¦»ö¤À¤±¤Ç¤âÃΤäƤ¤¤ë¤È¡¢¼«Ê¬¤ÎÃæ¤ËÀø¤ó¤Ç¤¤¤¿Â礭¤ÊÀ®Ä¹Á˳²Í×°ø¤¬³°¤ì¤Þ¤¹¡£


¤¢¤¯¤Þ¤Ç¤â¡¢¡Ô̵°Õ¼±¥ì¥Ù¥ë¡Õ¤Ç¤¹¤«¤é¡¢¤É¤Î¥Ý¥¸¥·¥ç¥ó¤Ë¤¤¤ë¤«¤é°­¤¤¤È¤¤¤¦»ö¤Ç¤Ï¤¢¤ê¤Þ¤»¤ó¡£


¼«Ê¬¤Ï¤É¤Î¥Ý¥¸¥·¥ç¥ó¤ËŤ¯¤¤¤ë·¹¸þ¤¬¤¢¤ë¤«¤ò³Îǧ¤·¤Æ¡¢­¤¤Î¼«Ê¬¤â¾¿Í¤â¤½¤ì¤¾¤ìÀµ¤·¤¤Â¸ºß¤Ç¤¢¤ê¡¢¹ÎÄêŪ¤«¤ÄÁê¸ß»Ù±çŪ¤Ëª¤¨¤é¤ì¤ë¥Ý¥¸¥·¥ç¥ó¤Ë¶á¤Å¤¯ÅØÎϤ䡢­¤¤Î¥Ý¥¸¥·¥ç¥ó¤ËŤ¯¤¤¤é¤ì¤ë¤è¤¦¤Ë¤¹¤ëÅØÎϤò¤¹¤ì¤ÐÎɤ¤¤Î¤Ç¤¹¡£

¡ÊÁ᤯¸ú²Ì¤òÆÀ¤¿¤¤Êý¤ÏÀìÌç¤Î¿´Íý¥«¥¦¥ó¥»¥é¡¼¤ä¥á¥ó¥¿¥ë¥»¥é¥Ô¥¹¥È¤Ë¤´ÁêÃ̤¯¤À¤µ¤¤¡£¡Ë



¤¿¤À¤·¡¢Éô²¼¤òÊú¤¨¤ë¾å»Ê¤ÎÊý¤¬¡Ô­¢¼«Ê¬¤Ï¾ï¤ËÀµ¤·¤¯¹ÎÄêŪ¤Ëª¤¨¤ë¤¬¡¢Â¾¿Í¤Î¤ä¤ë»ö¤ä¹Í¤¨¤ÏÀµ¤·¤¯¤Ê¤¯ÈÝÄêŪ¤Ëª¤¨¤Æ¤·¤Þ¤¦¥¿¥¤¥×¡Õ¤Î·¹¸þ¤¬¶¯¤¤¾ì¹ç¤Ë¤ÏÍ×Ãí°Õ¤Ç¤¹¡£

­¢¤Î¥Ý¥¸¥·¥ç¥ó¤Î¿Í¤Ï¡¢»ÙÇÛŪ¤Ç¼ÂÎϼçµÁ¼Ô¤Ç¤¢¤ê¡¢¼«Ê¬¤ÎÍø±×¤ËÌòΩ¤¿¤Ê¤¤¼Ô¤ÏÊ¿µ¤¤ÇÀÚ¤ê¼Î¤Æ¤¿¤ê¡¢µÕ¤ËÁê¼ê¤Ë²¡¤·ÉÕ¤±¤¬¤Þ¤·¤¯¼«Ê¬¤Î¹Í¤¨¤ò¶µ¤¨¹þ¤â¤¦¤È¤·¤¿¤ê¤·¤Þ¤¹¡£

¤Þ¤¿¡¢¼«Ê¬¤Ï¾ï¤ËÀµ¤·¤¤¤È»×¤Ã¤Æ¤¤¤ë¤¿¤á¡¢¼«Ê¬¤ËÅÔ¹ç¤Î°­¤¤»ö¤¬µ¯¤³¤ë¤È¾¿Í¤Î¤»¤¤¤Ë¤·¤¿¤ê¡¢ÀÕǤž²Ç¤ò¤¹¤ë·¹¸þ¤¬¤¢¤ê¤Þ¤¹¤«¤é¡¢Éô²¼¤¬°é¤¿¤Ê¤¤¤Ð¤«¤ê¤«¡¢ÁÈ¿¥Á´ÂΤ˰­±Æ¶Á¤ò¤â¤¿¤é¤·¤Æ¤·¤Þ¤¦»ö¤â¹Í¤¨¤é¤ì¤Þ¤¹¡£

¤µ¤é¤Ë¡¢°ÊÁ°¤ªÅÁ¤¨¤¤¤¿¤·¤Þ¤·¤¿¡Ô¶È̳¾å¶­³¦À­¥Ñ¡¼¥½¥Ê¥ê¥Æ¥£¾ã³²¡Õ¤Î·¹¸þ¤¬¤¢¤ë¿Í¤¬­¢¤Î¥Ý¥¸¥·¥ç¥ó¤Ç¤¢¤ì¤Ð¡¢ÁÈ¿¥Æâ¤ËÌÀ³Î¤ÊỤ̃Êý¤òºî¤ê¾å¤²¡¢Éô²¼¤â¤½¤ì¤Ë½¾¤ï¤»¤ë¤«¡¢½¾¤ï¤Ê¤±¤ì¤ÐŨ¤È¤·¤Æ¥Ñ¥ï¡¼¥Ï¥é¥¹¥á¥ó¥È¤Ë½Ð¤ë²ÄǽÀ­¤â¹Í¤¨¤é¤ì¤Þ¤¹¡£


¤´¾Ò²ð¤·¤¿ËܤˤϽñ¤«¤ì¤Æ¤¤¤Þ¤»¤ó¤¬¡¢»ä¤Î½ê°¤¹¤ë²ñ¼Ò¤¬Äó·È¤·¤Æ¤¤¤ë¿´Íý¥«¥¦¥ó¥»¥é¡¼¤ÎÀèÀ¸¤¬¤ª¤Ã¤·¤ã¤ë¤Ë¤Ï¡¢­¡¢ª­¢¢ª­£¢ª­¤¤È¥Ý¥¸¥·¥ç¥ó¤¬ÊѲ½¤¹¤ë¤è¤¦¤Ë¿ÍÀ¸¤Î¥¹¥Æ¡¼¥¸¤òÊѤ¨¤Ê¤¬¤é¼«¸Ê³×¿·¡¦¼«¸ÊÀ®Ä¹¤ò¤¹¤ë¤½¤¦¤Ç¤¹¡£


¤¢¤ë¤ªµÒÍͤϡ¢¡Ö¼«Ê¬¤Ï³Î¤«¤Ë­¢¤«¤âÃΤì¤Ê¤¤¤±¤É¡¢¼¡¤ËËÜÅö¤Ë­£¤Ë¹Ô¤¯¤È¤Ï»×¤¨¤Ê¤¤¡ª¡×¤Ã¤È¶¯¤¯¸À¤¤ÀڤäƤ¤¤Þ¤·¤¿¡£

¤·¤«¤·¡¢¸½¼Â¤È¤·¤Æ¼«Ê¬¤¬ËÜÅö¤Ë­¢¤Î¥¿¥¤¥×¤Ç¤¿¤¯¤µ¤ó¤Î½ê°÷¤µ¤ó¤òÊú¤¨¤Æ¤¤¤ë»ö¤òǧ¼±¤·¡¢ç¥¤ËÍî¤Á¤¿»þ¤Ë¤Ï¤É¤¦¤Ê¤ë¤È»×¤¤¤Þ¤¹¤«¡©





¤½¤¦¡¢±ú¤ß¤Þ¤¹¡£


±ú¤à¤È¤¤¤¦»ö¤Ï¡¢¼«Ê¬¤òÈÝÄêŪ¤Ëª¤¨¤ë¡¢¤Ä¤Þ¤ê¡Ö¿´Íý¥«¥¦¥ó¥»¥é¡¼¤ÎÀèÀ¸¤¬¸À¤Ã¤Æ¤¤¤¿»ö¤ÏÀµ¤·¤¯¤Æ¡¢¼«Ê¬¤¬¸À¤Ã¤Æ¤¤¤¿»ö¤ä¹Í¤¨Êý¤Ï´Ö°ã¤Ã¤Æ¤¤¤¿¤ó¤À¡ª¡×¤Ã¤Èµ¤¤Å¤¯¤Ç¤·¤ç¤¦¡£


¤½¤Î¾õÂ֤ϴû¤Ë­£¤Î¥Ý¥¸¥·¥ç¥ó¤Ç¤¹¤Í¡£



­£¤Î¥Ý¥¸¥·¥ç¥ó¤Ç±ú¤ó¤Ç¤¤¤ë»þ¤Ë¤È¤Æ¤âÌòΩ¤Ä¤Î¤¬¥á¥ó¥¿¡¼¤Î¸ºß¤Ç¤¹¡£

­¢¤Î¥Ý¥¸¥·¥ç¥ó¤Ç¤Ï¡Ô¼«Ê¬¤¬Àµ¤·¤¯¡¢Â¾¿Í¤ÏÀµ¤·¤¯¤Ê¤¤¡Õ¤È¤¤¤¦´ðËÜŪ¤Ê¹½¤¨¤Ç¤¹¤«¤é¡¢¼«¸Ê³×¿·¡¦¼«¸ÊÀ®Ä¹¤¹¤ë¾å¤ÇÂçÀڤʡظ¬µõ¤µ¡Ù¤¬´õÇö¤Ê¾õÂ֤Ǥ¹¡£
Ãæ¤Ë¤ÏÁ´¤¯¡Ø¸¬µõ¡Ù¤¸¤ã¤Ê¤¤¿Í¤â¤¤¤é¤Ã¤·¤ã¤ë¤Ç¤·¤ç¤¦¡£

¡Øµ¤¤Å¤­¡Ù¤Ë¤è¤Ã¤Æ­£¤Î¥Ý¥¸¥·¥ç¥ó¤ËÍ褿¤È¤­¤Ë¤Ï¡¢¡Ô¼«Ê¬¤ÏÀµ¤·¤¯¤Ê¤¤¤¬¡¢Â¾¿Í¤ÏÀµ¤·¤¤¡Õ¤È¤¤¤¦´ðËÜŪ¤Ê¹½¤¨¤Ë¤Ê¤ê¤Þ¤¹¤Î¤Ç¡¢¿Í´ÖŪ¤ËÁÇÀ²¤é¤·¤¤¤È»×¤¨¤ë¥á¥ó¥¿¡¼¤ò¸«¤Ä¤±¤ë¤³¤È¤¬½ÐÍè¤ì¤Ð¡Ø¸¬µõ¡Ù¤ËµÛ¼ý¤·¡¢¼«¸Ê³×¿·¡¦¼«¸ÊÀ®Ä¹¤¹¤ë¤Î¤Ë¤È¤Æ¤âÌòΩ¤Ä¤Ç¤·¤ç¤¦¡£



¤¢¤Ã¡¢¤½¤¦¤½¤¦¡¢¤É¤¦¤·¤Æ¤â¥á¥ó¥¿¡¼¤¬¸«¤Ä¤«¤é¤Ê¤¤¿Í¤Ï¤³¤Á¤é¤Ø¤É¤¦¤¾¡£

³ô¼°²ñ¼Ò¥¢¥ó¥È¥ì¥×¥ì¥Ê¡¼¥»¥ó¥¿¡¼¡¡Âåɽ¼èÄùÌò¡¡¥ß¥¹¥¿¡¼¥á¥ó¥¿¡¼¡¡Ê¡Åç Àµ¿­¡¡ÀèÀ¸

¤¢¤Ã¡¢¤Á¤Ê¤ß¤Ë»ä¤Ï´ØÏ¢²ñ¼Ò¤Î¼Ô¤Ç¤â¤Ê¤ó¤Ç¤â¤Ê¤¯¡¢»ä¤Î¥á¥ó¥¿¡¼¤Î¤Ò¤È¤ê¤¬Ê¡ÅçÀèÀ¸¤Ê¤Î¤Ç¡Ô¤¤¤Ä¤â¡Õ¾Ò²ð¤µ¤»¤Æ¤¤¤¿¤À¤¤¤Æ¤¤¤ë¤À¤±¤Ç¤¹¤è¡£¡ÊÊ¡ÅçÀèÀ¸¡¢¾¡¼ê¤Ë¿½¤·Ìõ¤´¤¶¤¤¤Þ¤»¤ó¡Ë




£´¤Ä¤Î¥Ý¥¸¥·¥ç¥ó¤òÍý²ò¤·¡¢­¤¤Î¥Ý¥¸¥·¥ç¥ó¤ËŤ¯¤¤¤é¤ì¤ë¤è¤¦¤Ë¼«¸Ê³×¿·¡¦¼«¸ÊÀ®Ä¹¤·¤Æ¡¢¼«Ê¬¤é¤·¤¤¼«Ê¬¤Î²Ö¤òºé¤«¤»¤Þ¤·¤ç¤¦¡£

¤½¤·¤Æ¡¢¼«Î©·¿Áê¸ß»Ù±çÁÈ¿¥¡¢¼«Î©·¿Áê¸ß»Ù±ç¼Ò²ñ¤òÁϤ¤·¡¢ÁÈ¿¥¤ä¥Á¡¼¥àÁ´ÂΤβ֤âºé¤«¤»¤Þ¤·¤ç¤¦¡£


²áµî90Æü´Ö¤Ë½ñ¤«¤ì¤¿¡¢·Ð±ÄÍýÇ°¤ò´Þ¤àÆüËܸì¤Î¥Ö¥í¥°µ­»ö
¥Æ¥¯¥Î¥é¥Æ¥£¡¡¥°¥é¥Õ: ¥­¡¼¥ï¡¼¥É¡Ö·Ð±ÄÍýÇ°¡×¤Ë´Ø¤¹¤ë¥°¥é¥Õ
¤³¤Î¥°¥é¥Õ¤ò¥Ö¥í¥°¤ËŽ¤í¤¦!

¤Ë¤Û¤ó¥Ö¥í¥°Â¼ ·Ð±Ä¥Ö¥í¥° ·Ð±Ä³Ø¤Ø
Ž×ŽÝŽ·ŽÝŽ¸ŽÞŽ´ŽÝŽÄŽØŽ°Ãæ!