ץƥ󥷡

2011ǯ0102

Ƥ򸫤Ƹ

ޤƤǤȤޤ

ˤϡбǰ󥵥륿Ȥǥꥹޥͥȶ Certified Risk Manager ΥФǤ

ǯѤäˤʤꡢˤ꤬Ȥޤ



2010ǯߤΥܡʥǯ3.76%776,949ߡܷϢܡʥĴˤȤʤꡢȤϷʵ򴶤ޤ¤Ȥ濴Ȥ澮ٴȤϡޤޤ˸бļ֤ǤäȻפޤ


2011ǯǯ


бľ֤³ޤ

صƳѡʤ⤦Ȥˡ

٤ä˾äƤޤäꡢ

ƤγʤΤˡ

ĤǽŤ͡ɤΤȤ

ƤɤԤϰƤʤˤȤ򤪤ΤϤäȤ⤨ˡ

ǡʤ

ƤʵʤΤդˡ

Ȥˤʤ꤫ͤޤ




ή

رʤȤˡ



ؼơʤ夷夿ȡˡ

ΩߤޤäƤƤ⡢ϲ᤮ФǤ



Ƥ򸫤ƸġʤߤƤ̤Ϥʤġˡ٤Ȥ̤ꡢ

ѤФޤǤǤʤвȤʤΤǤ




ƤӤͤۤɡʤΤǤĤۤɡˡ

ξ

ƤμʤΤߤߡˡ

Ǥäȥå

ƻʤȤ󤯤ġˡ

˺줺

Ƥ櫤˺ʤ򤨤Ƥʤ魯

ʤ鿴Ѥ˺٤餺

æƤǡʤäȤΤȤˡ

ǥȥå

ƤξʤΤΤܤꤶˡ

ǡ󥰥ʤƹԤޤ礦





Ǥ

ǯ³ޤơɤꤤ夲ޤ





ˤ֥ۤ¼ бĥ֥ бůءбǰ


ӥ֥ͥ100







[ ʸ ]



2011ǯǯ

бľ֤³ޤ

ʤ٤ä˾äƤޤäꡢ

ΤʤײˤĤƤεĤǽŤ͡

ɤΤȤ䤳ȼĤ̤褺

ʤĹ³ʤȤˤʤ꤫ͤޤ


ήᤤΤǤ


ιƤˤꡢŤ䤷ΩߤޤäƤƤ⡢

ϲ᤮ФǤ


ʪϡѤƤޤФޤǤǤ褯ѤƤкΩƤƤ⡢

ʤнʬ˴֤˹礦¿ΤǤ


ۤξξ⡢ޤƤäȥå

λФꥹޥͥȤ˺줺ˡ

ɸŪãȤäơΤμʤ˺ʤ

鿴Ѥ˺٤餺ᤤȥå

ʬʬǽϤ䴸ʤȯơ

󥰥ʤƹԤޤ礦





[ ޤ ]

ޤؽβʹѡդƤޤäƤ褦ˤϡ򿽤夲ƤƤ˺ʸ٤Τޤ͡



[ ޤ ]

صƳѡʤ⤦Ȥˡ٤ȿޤƤ⡢

سѤ



Ӥ

ʤȤϸ¤ޤ󤫤顢

̴ɤȡȲǽɤ򿮤ơäȡ ͼ¹Ԣ͸ դ򷫤֤ƹԤޤ礦^^

Υȥ꡼ϤƤʥ֥åޡɲ mixiå

2010ǯ1230

ʤȿϥ˥ǤƤޤ󤫡

Фϡбǰ󥵥륿Ȥǥꥹޥͥȶ Certified Risk Manager ΥФǤ


ǯĤȤ1Ȥʤޤ


פСʥ꡼åפȯ衢ܹΥޥɤ


Ԥ򤷤ʤ⡢֤ɤѤʤ


Ȥäɥ饤Ȥϰä᤿Ƚᴶ̢䤷Ƥ褦˻פޤ



Ǥ⡢ɤǡ Ǯ ٤ơܤˤ褦פäȴĥäƤää뤫餳ΤڤʤǺѤǤǤͤ




Ȥǡʤϡ ˥ ٤Ȥդ򼪤ˤ줿ޤ


˥ ٤ȤϡҲƻǰʤɤС̵뤹٤λǡ м ٤ȤƤޤ

ʸ츻ä̤ޤȡ奮ꥷůؤΰɡƥҤǤ륢ƥƥͥĤȤإ˥Τ륭˥ɤůؤǤݽѡڤΤȿʸŪŪ򾧤ͤǤ




ϡɤȾǮɡǰɤȤΤФơ

ѤȻפ

򤷤ʤ⤷򤷤ʤ

ϼˤ

ȸä٤äƤޤΤҲ̢ʤϤӤˡ ˥ ٤ȹͤƤޤ


ܤˡ ˥ ٤ʿ͡ƤޤäطʤˤϡͳʤĹβǡʬȤɤˤʤäͧͤơϼˤ줿иȥ饦ޤˤʤäƤꡢŤ䤫ưäȿήʬϤǸȤΡI'm OK. You're Not OK.ˤΤޤͤˤʤäƤޤäȤ褦Ǥ




ʡ ˥ ٤ʼҰСȿ¿褦ˤʤȡȿϤɤʤǤ礦



츫ҴŪʬϤ򤷤Ƥ褦¾Ƚ򤹤 ˥ ٤ʼҰСϡ֤ɤѤʤפȤ䤫ܲʤ顢ʬɾ򺸱븢ϤͤǤϡȤƤ뵤ꤽʰոҷӤҤ٤Ȥäħޤ


㤨СǮ̴ľ°ξʤȤƤ⡢ξξʤʬɾ򺸱ȻפäƤˤϡľ°ξʤˤ䤫ȿŪ٤äƤޤȤǤ

˥ ٤ʿͤǤ顢ʬȤɾ˴ؤʬΤߤǿʹִطƤơץ饤Х˿ؤޤ


ǶǤϾʤ߲Ͷˡֺΰ߲ʬλĶϽФǤ礦ͤפʤƻʿȸäƤޤҰСä뤯餤Ǥ




˥ ٤ʼҰСȿ¿褦ˤʤȡŪ̱Ū˻Ȥ ¿ Ӥη̤פ˸Ƥޤ¿ʤޤ

͡¿




ǤʤΤϡɤǤȿΡǰɤФơؿǮ٤ǤҰСΡ Ǯۤ դ򡢡 ˡ§ Ӥˤäư쵤ᤵƤޤϤȤǤ





ŪˡȷбǰɤФơɤǡؿǮ٤ҰСϡͿǸоǤ礦


ϡȷбǰɤȿ˿ƩǺǤäбļԤ󤤤ä⡢餫ʻ¤Ǥ礦



ǰɤФȾǮɤФʤ顢˾ɤϰΡʷˤȤؤ̤ơʹ֤餸ҰСƤޤСȿιԤϼȷޤäƤǤ礦



ˡʬɾ򺸱븢ϤͤǤϡȤƤ뵤ꤽʰոҷӤҤ٤Ȥäħޤ顢ȿǤɾϹ⤯ʤ뷹ޤ

˥ ٤ʼҰСС¿ǤФоݤȤʤǮҰСΰոݽᡢŨл뤵ޤ



ȡȿϤɤɤ䤨ڤäȹνĤȲΤǤ






ʤȿब ˥ ٤Ǥʤˤϡ


ʤȤǰɤФơɤǡؿǮ٤³

ơˡǰɤФơɤǡؿǮ٤³֤ɤɤ䤷ƹԤǤ





б̳פ򤤤ٶƤ⡢ޥɥåȤڤˤʤпͤưʤ

ʹ֤ϴưʪǤꡢջ׷ꤹΤϤҤȤͤΡȼʬȡɤǤʤΤǤ





ǯλȵФȤޤɤǤ礦


ǯϡɤǡؿǮ٤Ż򤷤Ǥ͡





ˤ֥ۤ¼ бĥ֥ бůءбǰ


ӥ֥ͥ100

Υȥ꡼ϤƤʥ֥åޡɲ mixiå