2009ǯ0727

βʹѤȥܥ5

Фϡбǰ󥵥륿Ȥǥꥹޥͥȶ Certified Risk
Manager νդǤ



̶彣ˤޤϡ뱫ˤäѤﳲƤޤ᤯夤餷ޤ褦ˤ꿽夲ޤ



ơꤤޤơޤϡԽβʹѤȥܥդδǤ




ϡȥܥɤʹȡɤʥ᡼ʨƤޤ






ʸ



ؼ̿

äȶ


Ȥä᡼ʨƤΤǤϤʤǤ礦



ȤܥϡۤȤɤξܤ䤹դǤͤ

ޤǶܤȤ⡢ͤͤȷ̣褦ʥפ⤤ä褦ǤʥפϡִߤޤǤ礦ͤ



ƤơܤդȤ

ԥФưʪ饫ޥʼڤޤդǤ


狼ʤΥ

԰



ƨ




ܤϡޤ




¤ϤΡ֥ܥפĤܤäƤΤϡɤ֤狼ʤΥȡפ˲٤ʤˡ

ܤäƿ夫Ƥ

褦ʤΤǤ



Υפϡ⤽ؽβʹѡ٤ᡢɬͤ򾡤餱ͥ岼ʬषƤ롢¾Ӥʤޤ



ؽβʹѡ٤ǡ˾ȤǤ³뤿ˡ

֤ʤˤ餱Ƥޤ뤫

äȡ򴶤ʤ顢ʼʬФ¾ͤ˸ʤ褦˵ĥäƤǤĥä褿ΤǤ礦



ƾäϰ̤̾ξˡɤäȺ¤äƻؼ̿򤷤ƤСʬȰ㤦פοʹ֤ϲͤƤΤ狼ʤǤ礦


⡢ؼ̤̿˻Żʤʹ֤䡢ؼ̿˽ʤʹ֡ʬäʹʤʹ֤ФƤϡơ֣ףʤפͤƤΤ֤狼ʤ׾֤Ǥ礦


¤ϡΡ֤狼ʤפ߽ФƤޤޤؽβʹѡ٤ȯ롢

I'm OK. You're Not OK.

ξ֤ʤΤǤ

ܤϡޤ




֤狼ʤ

ֳ͡ǧ˷դ

֤͡⤷ϲդ

ֳ͡ǧˤʤ

͡Τ𤷤ʹʤ

͡ʹȻ¤㤦

֤͡狼ʤ



ܥܤդȤлȤۤɡʹִط˲ƹԤޤ


ʥܥְ󥱡פȤȤȡܼŪʿʹִطϤäȤä˲ƹԤޤ


ȡֻŻϻŻͷӤͷӡפäȡ륪󥿥ʻŻ⡼ɡˤǤμʬ򲡤ƤԤΤˡյοʹִطݤȤȤϤޤ


ܥϡǤ⽾磻Ǥ顢­Ƥޤޤ


ơʹ֤ȤƤʤ俴ŪĤߤޤ졢ԻŻͷӡؤӡդϢȤǤڤ졢ԶȽΤǰʤӥͥդޤƤޤäΤǤ礦



ʻ˵Ťˤϡ餯˰λޤޤ顢ƻ˿ʤޤ¿äΤǤ礦



Ǥ⡢ϤޤԻŻͷӡؤӡդХХΤޤޤȻפޤ



ܥؽβʹѡ٤ȡܤˤդȴФͣˡ


ϡ֥󥿥󥰥ޥͥȡפؤӡƼʬȤŤơǤ礦



󥿥󥰡ޥͥȡȿοͺ
󥿥󥰡ޥͥȡȿοͺ
ߤ򸫤





ҡɤ



ˤ֥ۤ¼ бĥ֥ бůءбǰ


ӥ֥ͥ100

Υȥ꡼ϤƤʥ֥åޡɲ mixiå

2009ǯ0530

ȿ뤫ԡ5

ȥȤ

ȴߤ

ũäơʤäơ

߱εۤ

ɤ



Фϡбǰ󥵥륿Ȥǥꥹޥͥȶ Certified Risk
Manager νդǤ



ʺ⡢³ޤơ

ֶȿ뤫

θԤꤤޤ



Ҥפͥ褷褦ȤС

ֽ¤Τ򡢽⤯³

ǤΨŪȸޤ


Ż򤷤Ƥ⡢Ż򤷤ʤƤ館ȤνȰϡΥϥ򿭤Ф⡢ϫƯȹ̤ϫȹˤäƾڤǤ礦

ááߤޤ
礤ȸ᤮ޤ



ˤƤ⡢˥ƥι⤤ʤ䥵ӥ¤ʻ¤ˤꡢˤȤäƤʵǽܤξʤñˤ狼䤹ǫ뤿ˤϡ

֤Ǥ⤫Ǥ⤫

֤Ǥ⤫Ǥ⤫

äȡϤɬפˤʤޤ



Ǥؤ٤ŪˤƼü᤯٤򤷤褦Ȥȡ

Ȱ¤Τ

ȹ⤯Ĥơ

³

ȵ꤬ȯ䤹ΤǤ



ʤϡùҤΥߡ׼ҤμĹȯиεԲ񸫤

ְ¤ΤФԤäư

äȸäΤФƤä㤤ޤ


ν󤬡̿ǤƼպ񸫤ԤäˡĨꤺ˻ĤʪȤޤ路Ƥޤ͡


ܤˤ븽ߤԶΤäȤѿ̵ɤ˴ؤä͡ʿ͡ˤƤ⡢ܿãϤޤäְפ򴶤ʤʤäƤޤäƤΤǤ礦



®ʼü᤯ˤġΨŪˡʳڤˡˡפݡʶ٤ˤͥ褹ȡɬסƻߡס֤ޤȲסּʤȼפˤ֤ĤäƤޤޤ



<й⤯ꤿ><а¤㤤>

<αݤݤ><⤤󽷤>бļ

бļ<¤ͷǿͺݤ><⤤ͿͿ>Ȱ

Ȱ<⤤ͿͿ><䤤䡢⤤ͿͿ븢>Ȱ

Ȥȿ̷ܲȷդȤʬΥ֤ξΩ褦Ȥ뤿ˡ̿줿ؤ٤ȤäơԻ۶դʤɤƼΤǤ



Ǥ⡢Ի۶դȸäƽȰҤȤͤΡܲȷդ̷⤻礵ǤϤʤǤ礦



Ǥ顢ؤ٤ŪˤˡïΤˡ򤹤뤫դŪˤɬפʤΤǤ





͡ջ׷δȰջִ¶λ





ˤ֥ۤ¼ бĥ֥ бůءбǰ



ӥ֥ͥ100

Υȥ꡼ϤƤʥ֥åޡɲ mixiå

2009ǯ0527

ܤȿ뤫ԡ5

Фϡбǰ󥵥륿Ȥǥꥹޥͥȶ Certified Risk
Manager νդǤ



Ϻ˰³ޤơ

ܤȿ뤫

θԤꤤޤ




ͤϼʬȤΡȲΤᡩɤФơȤɤˡɤȤ뤫ʤɤȤȤĤޤǤˡɤɤƹưޤ


ޤȡͤϡŪɤФơѡɤȤ߹碌ơάɤȤɸɤƹưޤ



ܤɤˤϤȤƤ⸶ŪǡФиĿͤΰջ׷ˤŪɤʬ¿ʱƶͿƤޤޤ


ϡŪɡȲΤᡩɡܤʤפȤ顼Ǥ



ܤʤפȤŪɤȯϤȡջ׷ˤϡֻؼ̿˽פȤ褦ˡȤƤŪˤʤޤΤǡɽŪ˽Ȱ϶̳˽椷䤹ʤޤ



΢¦ǵäƤ븽¤ϡ

ŪɡڤĿͥ饤դ뤿

ŪɡᤪΤ

Ūɡܤʤ


ȡŪɤʣʬΥޤ

ŪɤϡŪɤ𤨤뤿ΤΡʲΥ󥯡ˤǤɤȤƤ⡢ŪɤȡŪɤƱΩʤФʤޤ



Τ褦ˡȥݥƥ֤Ūɤȡȥͥƥ֤ŪɤʬΥƶ¸Ȥӡʤˤˤˡ§פȯưޤ



ॺͤä

ֻ䤿ϡʧȤʤƤϡʤ˾ޤ󡣡

ȤäּʵסŪˡԡָפȡַ̡פˡ§դȤԼʵˡ§դȤӤˡ§դȸΤǤ



ŪɤΤΡŪɤ뤲ˤϡιͤȿƤƤơŪɤ뤲ʤФʤޤ


ȤʤȡʬȤǼջ׷βǹưΤǤϤʤʬȤιͤˤơŪɤΤΡŪɤ뤲褦Ȥִ֤ˬޤ


ʤܤϡֶҡפǤ顢

ֶҡ

ƨ

ֹ

ȤإФưʪ饫ޥʼڤޤ٤Ϣȿ̵ռ˵ޤ顢ƨŪʰջ׷ꡢĤޤꡢʬȤιͤˤڤˡŪɤΤΡŪɤ뤲ޤ


ơԼʵˡ§աӤˡ§դˤջ׷³ƤȡʬȤιͤǡϤᡢԤ¾ͤβʹǤʤԶ¸μˤʤäƤޤޤ




ϲȿˤƤϤޤΤǤϤʤä˻ҰƤˤƤϡäȶƶϤޤ



Ҷͤ鶵ƤʤС֤狼ʤ׻餱Ǥ


Τ褦ʴĶˤơ繥ʿƤܤɻȡɻĴ餬ʤȡ

֤狼ʤ

԰¡

ֶҡ

ƨ

ȤϢǡ֤狼ʤΥȡפˤ԰¡פȡܤɻΡֶҡפƨפ뤿ˡ


Լͤ褹⡢ƤäƤɤ


Ȥռޤ


˲椬ҲİǡҶϤǾۤ٤ƤƤСɤʤǤ礦


ʻҶãˡ֤Ȥ궵פ顢ɤʤǤ礦



ʤȤˤ⡢Ҳ뿴Ū⤷ǾʳŪϤȻפޤ




⤦ҤȤ˺ƤϤʤڤʻޤ


ϡܤȥåסɡΤꡢ޼󡢼ĹĹƤʤɡˤޤ

ֶҡ

ƨ

ֹ

ȤإФưʪ饫ޥʼڤޤ٤Ϣȿ̵ռ˵ꡢƨפԲǽʥȥåפȤƤϡֹפ򤷤ʤеޤʤʤäƤޤäƤȤǤ




θ

ޤ

ֺϼʳ׿®򤢤㤤ޤδ




ˤ֥ۤ¼ бĥ֥ бůءбǰ


͵֥󥭥󥰤

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